Fetch Review

Fetch Review

Visitor Rating2 Votes
Our Rating

What Stands Out About Fetch

✅ Fetch is available in both the US and Canada

✅ Recommended by well-known animal brand, The Dodo

✅ Claims can be processed immediately

✅ Reimbursements can be paid back within 2 days

✅ Customizable annual reimbursement max, rate and deductible

Plan Options for Pet Owners in US and Canada

  • Reimbursement percentage is adjustable (70-90%)
  • Annual max reimbursement is adjustable (Up to $15,000/year)
  • Adjustable annual deductible (Starting at $250/year)
  • Special pricing for puppies and kittens

What’s Covered on Fetch

  • Illnesses
  • Accidents
  • Cancer treatment
  • Diabetes & insulin
  • Gum disease
  • Swallowed objects & toxins
  • Hereditary & congenital issues
  • Vomiting & diarrhea
  • Emergency vet visits
  • Virtual/telehealth services
  • Hospital stays
  • Physical therapy
  • X-rays, CT scans & Ultrasounds
  • Blood tests
  • Breed-specific issues
  • Illness-related exam fees
  • Laboratory tests

What’s Not Covered on Fetch (Exclusions)

  • Pre-existing conditions
  • Costs related to breeding
  • Costs related to pregnancy
  • Wellness and preventative services
  • Vaccinations
  • Veterinary checkups
  • Holistic therapy
  • Physical therapy
  • Heartworm, flea, tick, roundworm treatments

Claims Process

  • Claims can be done on your Fetch account
  • A finalized invoice and detailed records are required
  • Claims are processed within 15 days
  • Reimbursements can be done by direct deposit or by check
  • Direct deposit payments can be done immediately
  • Check payments are received within 5-10 days

*Fetch is available in the United States and Canada.

Our Rating
Our Conclusion

Fetch covers what it's supposed to cover when it comes to insurance: Accidents and Illnesses. To make sure your pet is in the best health, exams, x-rays, scans, and all sorts of tests are covered. The only thing not covered is wellness and preventative care, This is not a problem as those costs won't be as high compared to major services coming from accidents and illnesses.

Overall, Fetch does the job and it does it the best. The claims process is very easy to submit, but you will need more records than other pet insurance services. All of that can be coordinated with your veterinarian, as long as they have the (SOAP) records. That's a technical term, but your veterinarian will know what that is. Altogether, be prepared for the claims process to make sure it goes through smoothly so you can get reimbursements within days for direct deposit or within a few days for check.

Ease of Use
Visitor Rating2 Votes
Available in the US and Canada
Claims processed immediately on account
Customizable rate, deductible and annual max
No add-ons for wellness or preventative care
No coverage for holistic or physical therapy
Claims process can be very thorough
Our Rating